Bonuses for You and Your District
The Partner Growth Program rewards you, and gives back to your school district on qualifying checking, mortgage, or auto loan products.
Open a qualifying Cash Back Rewards Checking or Cash Rewards Checking account.
Make homeownership more affordable with competitive financing from trusted local lender.
Choose the product that best fits your financial goals.
Membership account required for all new members. Mention promo code PGP100 at time of application. Existing members must mention promo code upon new account or loan opening.
First-Time Homebuyer Program
With down payments as low as 1%, affordable homeownership is within reach!
- Flexible Down Payment Options - Choose from 1%, 2%, or 3% down payment options*
- No Mortgage Insurance - Say goodbye to additional insurance costs
- Gifted Funds Accepted - Utilize gifted funds to assist with your home purchase
Our team is here to help you find the right solution for your financial goals. Visit a branch or give us a call!
Partner Growth - AACU Partner Growth Program FAQs
Your school district automatically receives a bonus whenever you open a qualifying account through this program, alongside your own personal bonus. Checking, mortgage, and auto loan products each carry a separate district bonus amount. Check your eligibility before opening an account.
Members mention promo code PGP100 at the time of application for checking, mortgage, or auto loan products under this program. Existing members must mention the code when opening a new qualifying account or loan. Compare Auto Loans before applying with this code.
Opening a qualifying Rewards Checking account earns you a $250 bonus, while your school district automatically receives a $125 bonus upon your new account opening. Compare Cash Back Rewards Checking to choose your account today.
No the mortgage bonus applies only to a new 30-year first mortgage that closes and funds under this program. Existing 30-year mortgages don't qualify for the bonus. Compare Home Loans for AACU's full mortgage lineup.
The $300 member bonus and $150 district bonus post automatically once a new or refinanced auto loan closes and funds under this program. No separate claim step is required. Compare Auto Loans to see current rates.
- Financial Wellness
Build confidence with articles, tools, and guidance to help you make informed financial decisions.
- Calculators
Estimate payments, compare options, and plan ahead with easy-to-use financial calculators.
- Fraud Protection
Learn How to recognize scams, protect your accounts, and safeguard your personal information.
- Investment Services
Connect with experienced financial advisors to help plan for your future and reach your long-term goals.
1 To receive the $250 bonus, open a Cash Rewards Checking account or a Cash Back Rewards Checking account and: (a) open a new rewards checking account with a minimum opening deposit of $200; (b) have your qualifying direct deposit post to your account; Examples of qualifying direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, Zelle® transactions, ATM, or the AACU mobile app are ineligible direct deposits. Direct deposit must be recurring and must total at least $1,500 within the first 90 days of account opening. (c) post and clear one purchase transaction with your Visa® Debit Card within 90 days of account opening. Bonus will be credited into your rewards checking account within 60 business days after meeting the requirements. Offer valid on personal accounts only and limited to 1 account per member. Bonus is considered taxable income. Must mention offer at time of account opening or use the provided link on the AACU website for bonus eligibility. Offer not available for existing Rewards Checking account holders, or members with accounts closed within the past 180 days or closed with a negative balance within the last three years, or any individual who has previously received an AACU checking reward and/or bonus. Accounts closed within 180 days of account opening will be charged a $25 early closure fee. Cannot be combined with another checking account offer or used for an existing checking account. Offer availability subject to change. Restrictions and requirements apply. Must be a Colorado resident to qualify.
2 School district bonus will be automatically sent to qualifying school district. $125.00 bonus will be automatically sent qualifying school district upon Rewards Checking account opening regardless of member 90 day qualification requirements are met. $250.00 bonus will be automatically sent to qualifying school district upon qualifying 30-year mortgage fund and closing. $150.00 bonus will be automatically sent to qualifying school district upon auto loan fund and closing. Promo code must be applied to new member account to qualify. Program subject to change without notice.
3 Offer available for a limited time and valid on qualifying 30-year 1st mortgage only. Terms and rates may change at any time without notice. Rates apply to Conventional 1st mortgages. To receive the $500.00 bonus, a new 30-year term 1st mortgage must close and fund. Bonus will be credited automatically upon closing of your new 30-year 1st mortgage. Existing 30-year 1st mortgages do not qualify to receive a bonus. Existing members must fund a new 30-year 1st mortgage to qualify. All loans subject to credit approval. Rates and terms vary based on creditworthiness and collateral. Promo code PGP100 must be mentioned at the time of mortgage opening to qualify. Other requirements apply. Other restrictions and requirements apply. Membership requirements apply. $500.00 incentive may be reported on IRS form 1099 and may be subject to taxation. Ask a member service representative for details. Offer cannot be combined with any other offer. Ask a mortgage loan officer for details. My Way Mortgage is a registered trademark of Air Academy Federal Credit Union. Air Academy Federal Credit Union: NMLS:454287
4 Offer available for a limited time and valid on qualifying new auto loans or auto loans refinanced from another lender. Existing AACU auto loans are not eligible. Applicant must mention promo code PGP100 at the time of application to qualify. To receive the $300.00 bonus, a new auto loan must close and fund through My Way Loan or Midwest . Bonus will be credited automatically upon closing of your new auto loan. All loans subject to credit approval. Rates and terms vary based on creditworthiness and collateral. $300.00 incentive may be reported on IRS form 1099 and may be subject to taxation. Off subject to change without notice. Existing members must fund a new auto loan to qualify. Promo code PGP100 must be mentioned at the time of auto loan opening to qualify. Other restrictions and requirements apply. Membership requirements apply. Ask a member service representative for details. Offer cannot be combined with any other offer.
5 Examples of qualifying direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, Zelle® transactions, ATM, or the AACU mobile app are ineligible direct deposits. Direct deposit must be recurring and must total at least $1,500 within the first 90 days of account opening.