- Free Checking
No monthly or transaction fees
- Interest-Bearing Checking
Earn 0.25% APY
- Business Debit Card
24/7 online access
- 35,000+ ATMs
Surcharge-free nationwide
Free Business Checking
Everything you need to manage your money - no monthly fees, no transaction fees, and no hidden fees, just plain free.
- Minimum opening deposit of $100
- No monthly fees and no transaction fees
- Must enroll in eStatements
- No minimum balance after account opening
- Free bill pay, Business Visa® Debit Card, budget tools, and more
To open an account, apply online or email our Business Services Team!
Available for business registered with the Colorado Secretary of State and conducting business in Colorado.
Interest-Bearing Business Checking
Finally, a business checking account that pays you to use it! Earn 0.25% APY1 for every dollar in your account - plus 24/7 online and mobile access to your account giving you flexibility whenever and wherever you need!
- No minimum balance required to earn 0.25% APY1
- Minimum opening deposit of $100
- Monthly fee of $15
- 24/7 access to online & mobile banking
- Free bill pay, eStatements, Business Visa® Debit Card, notary services, budget tools, and more
To open an account, apply online or email our Business Services Team!
Available for business registered with the Colorado Secretary of State and conducting business in Colorado.
Open Your Business Account
Required documents needed for a new AACU Business Account:
- Business registration with the Colorado Secretary of State and actively operating in Colorado
- Employer Identification Number (EIN) (SS-4 or IRA documentation confirming your Tax ID)
- Operating Agreement or Bylaws (if applicable)
- Valid government-issued ID (e.g., driver's license)
- Social Security Number (of all authorized signers)
- Contact information (phone number and email address)
- Additional internal documentation
Business Checking - AACU Business Checking FAQs
A free business checking carries no minimum balance requirement after the $100 opening deposit. The interest-bearing option also requires no minimum balance to earn its 0.25% APY. Compare Business Savings if you're also opening a savings account.
A free business checking carries no transaction fees or limits, keeping costs predictable regardless of activity volume. The interest-bearing option follows the same no-transaction-fee structure alongside its $15 monthly fee. Check your eligibility and open a business checking account online.
- Business Savings Accounts
Grow your savings while you grow your business, now that's a savings account you deserve!
- Business Loans
Whether you need new equipment, an upgraded office or expanding your operations - we are here for you!
- Business Services
Easy and secure business services such as payroll, merchant processing, and ACH origination.
- Locations & ATMs
Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
1 Annual Percentage Yield (APY) effective 10/16/2026. Accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings.
Visa® is a trademark owned by Visa International Service Association and used under license.
All cards issued by Air Academy Credit Union pursuant to a license from Visa USA Inc.