Primary Savings
Your Primary Savings account is more than a place to save. It's your membership share account, establishing your ownership in our member-owned credit union.
Account Features
Your Primary Savings account establishes your ownership in AACU and gives you access to the benefits of credit union membership.
- Automatically opened when you become a member
- Your ownership share in the credit union
- Can be used for overdraft protection on your checking account
- No monthly service fees when enrolled in free eStatements
- 24/7 access to online & mobile banking
A little saved today can make a difference tomorrow!
Savings - AACU Primary Savings FAQs
A primary savings account at AACU opens with a small initial deposit, since this account represents your membership share rather than a large balance requirement. Most new members fund it alongside a checking account or loan application in the same session. Check your eligibility and open your account online.
Yes, a primary savings account functions as a membership share account, the same product opened automatically for every new member. It establishes your ownership stake in the credit union rather than serving as a standalone savings goal. Additional savings products cover other goals separately. Compare other savings accounts once your membership is active.
Yes, your primary savings balance earns a dividend rate at AACU, calculated on your average daily balance each statement cycle. The rate is modest compared to Reverse Tier Savings or a Money Fund, since this account's main purpose is establishing membership. Review current savings rates for all AACU accounts.
Yes, members may link a savings account to checking so available funds automatically transfer to cover a shortfall before the checking account is overdrawn. Open a checking account, then contact us at 719.593.8600 or visit a branch to link an eligible savings account.
No monthly service fees when you choose to enroll in free eStatements. Check your eligibility and start your membership today.
- Locations & ATMs
Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
- Meet With A Financial Coach
You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!
- Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
- Explore More Accounts
Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!