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Business Loans

Lending That
Helps Grow

  • Commercial Real Estate

    Acquisition or improvement

  • Equipment Financing

    Machinery and upgrades

  • Working Capital Line

    Flexible cash flow support

  • SBA Loans

    Longer terms, higher limits

Business Loans

We offer conventional commercial loans and SBA-backed financing for real estate, equipment, working capital, and business expansion.

Conventional Loans

Whether you need working capital or money for new improvements to your business - we are here for you! Whatever the reason, we have conventional loans to help you build the business you've always imagined! 

Commercial Lending

Our Commercial Lending Team are experts at helping business owners who are seeking capital for the following:

  • Acquisition or Improvement of Commercial Real Estate
  • Commercial Construction
  • Equipment and Machinery Financing
  • Working Capital Lines of Credit
  • Capital Improvements and Expansion
  • Equity Partner Ownership Changes

719.590.7283 or 800.223.1983, ext 3550

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Small Business Administration Loans

Growing your business is a priority - you can take advantage of longer repayment terms, and higher borrowing limits with a loan supported by the U.S. Small Business Administration (SBA).

We have a variety of SBA loans - let's jumpstart your business today! Call or email our expert Commercial Lending team to find out if your business qualifies - we know we'll find the right solution for your unique business needs.

For businesses who qualify, we offer the following SBA loans.
  • SBA 7a Loans
  • SBA 504 Loans
  • SBAExpress
  • SBA Loans for Expansion and Acquisitions
  • SBA Loans for Owner-Occupied Real Estate

719.590.7283 or 800.223.1983, ext 3550

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Business Loans - AACU Business Loan FAQs

AACU offers conventional commercial loans for real estate, equipment, and working capital, plus SBA 7a, 504, and Express loans for qualifying businesses. Each option suits a different financing need and timeline. Talk to the Commercial Lending Team about which fits your business.

Business loan applications typically require financial statements, business registration, and details on the specific project or equipment being financed. The Commercial Lending Team can confirm exact requirements for your loan type. Check your eligibility before starting an application.

Yes, the Commercial Lending Team finances acquisition and improvement of commercial real estate as part of its conventional loan lineup. SBA 504 loans also support owner-occupied real estate purchases. Talk to the Commercial Lending Team about real estate financing.

A working capital line of credit is available through the Commercial Lending Team, designed specifically to smooth out cash flow gaps rather than fund a one-time purchase. Terms depend on your business's financial profile. Talk to the Commercial Lending Team about your specific needs.

Approval timelines vary by loan type and complexity, with SBA loans typically taking longer than conventional commercial loans due to additional documentation requirements. Our local decision-making can speed up the process compared to larger national lenders. Check your eligibility before applying.

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