- Apply easily online, over the phone, or at any branch location
- Flexible financing options through a My Way Loan
- 24/7 account access when using online & mobile banking
The Holidays Are Exciting. Paying For Everything, Not So Much.
Give your budget a little breathing room with a $1,200 Personal Loan.
The Details
- Loan Amount: $1,2001 - Extra cash when you need it
- Term: 12 months1 - A simple payoff timeline
- Fixed Rate: 12.00% APR1 - Fixed payments with no surprises
- No credit check required
Personal Loan?
- Wedding, Honeymoon, or Vacation
- Vehicle Repairs
- Medical Bills, Elective Surgeries, or Orthodontics
- Relocation Expenses
- Home Repairs, Upgrades, or Renovations
- Taxes
- Large Appliances or Furniture
- Debt Consolidation
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- Line of Credit
A Line of Credit allows you to borrow only the money you need to pay bills or cover unexpected expenses. It can also be added to your checking account as overdraft protection.
Rates as low as14.00 % APR3
Personal Loan Payment Calculator
Estimate your monthly payment based on loan amount, term, and rate before you formally apply today.
Skip-A-Pay
- Easy application process
- $35.00 per skipped payment4
- Skipped payment is added to the end of the loan
- Convenience of payment flexibility
To apply, call 719.593.8600 or 800.223.1983.
Having a hard time paying your loan, you have options!
Personal Loan - AACU Personal Loan FAQs
AACU Skip-A-Pay program lets members skip one monthly payment on an existing consumer loan for a $35 fee, adding that payment to the end of the loan term. Real estate loans, Smart Solution Loans, and credit cards don't qualify. Check your eligibility before applying for a personal loan.
1 APR= Annual Percentage Rate. Fixed APR of 12.000% available for a term of 12 months. Monthly payment example: $106.64 per month per $1,200 borrowed at 12.00% APR. Payment example provided for illustrative purposes only. Actual payment amount may vary based on applicant creditworthiness. Applicant must have an active AACU checking account. Loan proceeds will be deposited into the applicant's AACU checking account. Limited one loan per Social Security Number. Offer may not be combined with any other offer. Offer valid for a limited time only and subject to change without notice. Other restrictions and requirements may apply. Membership eligibility required. AACU is an equal Opportunity Lender.
2 APR= Annual Percentage Rate. Rates may vary depending on applicant’s creditworthiness and term of loan. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 60 monthly payments of $21.99 per $1,000.00 borrowed at 11.49% APR. Restrictions and requirements apply. Membership requirements apply. Subject to approval. Rates and terms are subject to change without notice. Equal opportunity lender.
3 APR= Annual Percentage Rate. APR calculation assumes no fees; fees may impact rate. Minimum monthly payment applies based on outstanding balance and loan terms. Membership requirements and other restrictions apply. Rates subject to change without notice.
4 Skip-A-Payment does not apply to real estate loans, Smart Solution Loans, overdraft repayment loan, lines of credit or credit cards. Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accrue. Must meet program requirements. Incurs one time fee of $35.00. Fee must be paid by member at time of application (cannot be added to loan balance). Interest continues to accrue on outstanding loan balance, and may extend maturity date of loan. Other restrictions apply.