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A credit union built for everyday life.

Banking That Moves YouForward

Built on Community. Focused on You.

Your goals are personal. Your banking should be, too. We're here with flexible financial solutions, practical guidance, and real people ready to help you make the most of your money and move toward what matters most.

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Smiling mother holding her young daughter up in the air in a brightly lit living room – Air Academy Credit Union in Colorado

Today’s Rates

Auto Loans
Rate as low as
30- Year Mortgage
Rates as low as
HELOC
Rates as low as
Reverse Tier Savings
Earn
  • Bring Us Your Auto Loan. Get $300!*

    Whether you’re buying your next ride or bringing your current loan to AACU, we’ll help you save more with every mile. 

    Learn More*
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  • Visa® Signature Rewards Card

    0% Intro APR for 12 Billing Cycles* - Seriously.

    Rack up points. Skip the annual fee. Make your everyday spending work for you.

    Start Earning Rewards*
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Upcoming Seminars & Events

  • Kenzi's Causes Toy Shop and Toy Drive
    Kenzi's Causes Toy Shop and Toy Drive

    About This Event

    Help make the holidays brighter for children in our community! AACU is proud to partner with Kenzi's Causes to support their annual Toy Shop, where families in need can select toys for their children at no cost.

    Help Fill the Toy Shop

    Toy Donations: October 1 – December 1

    Leading up to the December 5, Toy Shop, we're collecting new, unopened toys at all AACU branch locations. Every donation helps bring a little extra joy to a local child this holiday season.

    Shop the Toy Wishlist

    Choose a gift from the Kenzi's Causes Toy Wishlist and it automatically ships to us. No need to deliver your donation!

    Toy Drive Wishlist

    Shop Locally & Drop Off

    Purchase a new, unopened toy from your favorite local store and drop it off in the donation barrel at any AACU branch through December 1.

    Find an AACU Branch

    All donated toys must be new, unopened, and in their original packaging.

    Kenzi's Causes Toy Shop

    December 5, 2026

    Families in need of holiday assistance can visit the Kenzi's Causes Toy Shop to select toys for their children.

    Location: YMCA on Center Point Drive, Colorado Springs

    For additional event information, visit Kenzi's Causes.

    Learn More About the Toy Shop

    Read More
  • Castle Rock Starlighting
    Castle Rock Starlighting

    We will be sponsoring the Castle Rock Starlighting this year! This year’s celebration will include all day festivities with strolling carolers, non-profit and sponsor booths, live entertainment, along with the startlighting ceremony and a fireworks display later that evening! Plus, there will be a kids zone with hot chocolate and games! Santa Claus will also be visiting and the chili supper at the firehouse complete with a Norman Rockwell experience.

    More information

    Read More
  • 2027 Annual Meeting
    2027 Annual Meeting

    Join us in-person on March 16, as we review the 2026 Annual Report and your credit union’s performance over the last year. The meeting will include statements from the President and CEO, Chairman of the Board, Treasurer, and Supervisory Committee. RSVP is required to attend. 

    Registration opens soon.

    Read More

Home - AACU Colorado Springs FAQs

AACU is a not-for-profit, member-owned credit union. Profits return to members through lower fees and stronger rates instead of shareholder dividends. Every member holds a small ownership share, opened through a Primary Savings Account on day one. Check your eligibility and open a membership today.

Membership at AACU reaches far beyond military families. Educators, first responders, small-business owners, and residents connected to hundreds of local employer groups all qualify. Family members of current members qualify too. Review the full eligibility list and start your application in minutes from any device. 

AACU branches sit across two regions: Colorado Springs, Monument, and the South Denver Metro area, including Parker, Castle Rock, and Highlands Ranch. Members also reach over 35,000 surcharge-free ATMs nationwide. Find your nearest branch or ATM and stop in for account help or a quick deposit.
Deposits at AACU carry federal insurance through the NCUA, backed the same way FDIC insurance backs bank deposits. Coverage extends to at least $250,000 per depositor, per account type. Your savings, checking, and certificate balances stay protected. Open an account online and bank with confidence today.

Opening an account takes minutes through using our secure online application. You'll need a government ID, Social Security number, and an initial deposit to fund your new Primary Savings Account. Most applicants finish in one sitting. Explore our Rewards Checking accounts now!

*APR= Annual Percentage Rate. APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply. 

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