Money Fund
Earn more as your balance grows with a Money Fund account featuring tiered dividend rates.
Account Features
Enjoy easy access to your savings while earning tiered dividends as your balance grows.
- Tiered dividend rates
- $1,000 minimum balance to earn dividends
- Make deposits and withdrawals at any time
- Can be used for overdraft protection on your checking account
- 24/7 account access with online & mobile banking.
| Balance | Dividend Rate | APY*6 |
|---|---|---|
| $1,000.00 - $2,499.99 | 0.399% | 0.40% |
| $2,500.00 - $9,999.99 | 0.399% | 0.40% |
| $10,000.00 - $24,999.99 | 0.449% | 0.45% |
| $25,000.00 - $49,999.99 | 0.499% | 0.50% |
| $50,000.00 - $99,999.99 | 0.598% | 0.60% |
| $100,000.00 - $249,999.99 | 0.648% | 0.65% |
| $250,000.00 - $499,999.99 | 0.698% | 0.70% |
| $500,000.00 and greater | 1.094% | 1.10% |
Money Fund Savings - AACU Money Fund Account FAQs
A Money Fund account at AACU, pays tiered dividend rates that increase as your balance grows, while still allowing deposits and withdrawals anytime. A $1,000 minimum balance is required to start earning dividends. Check your eligibility and open a Money Fund account today.
A Money Fund account at AACU offers the same withdrawal flexibility as a standard savings account, without the multi-month lock-in of a certificate. Members can move funds in or out as their needs change throughout the month. Compare Certificates of Deposit if you'd rather lock in a fixed rate instead.
A Money Fund account at AACU carries the same NCUA federal insurance as every other deposit account, covering at least $250,000 per depositor, per account type. Your balance stays protected the same way a standard savings account would be. Review Basic Savings to compare insured account options.
- Locations & ATMs
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- Deposit Rates
Compare current checking, savings, certificate, and IRA rates in one place.
- Explore Savings Options
Looking for a different way to save? Explore AACU savings accounts and find an option that matches your goals.
1 A minimum balance of $1,000.00 is required to earn dividends.