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Business Services

Business Operations
Made Easy

  • Payroll Processing

    Powered by Payroll City

  • Merchant Processing

    24/7 support, all major cards

  • ACH Origination

    Pay vendors and employees

  • ACH Collections

    Collect fees and dues

Business Services at AACU

We partner with Payroll City and NewtekOne® to offer payroll processing and merchant card services, plus in-house ACH origination for businesses.

Merchant Processing

Looking to make processing credit card payments easier? We have partnered with NewtekOne® Merchant Solutions to bring you a streamlined electronic payment process for your business.

The Details
  • Acceptance of all major credit cards
  • Secure, effective, and efficient payment acceptance
  • Meet or beat pricing
  • 24/7 US-based customer support
  • Mobile payment processing
  • Complete payment solutions for businesses of all sizes

ACH Origination

Send or receive money with ease! With ACH payment or collection origination, you can pay vendors, your payroll, or even receive recurring fees directly from your customers. Let's make doing business easy.

ACH Origination Services
  • ACH Payments Origination- set up direct deposit to pay your employees, vendors, and contractors
  • ACH Collections Origination- collect payments, fees, dues, donations, or other funds directly from your customers
  • Access these tools all in one place through online & mobile banking
  • Transaction limits are customized to your business needs
  • Built with a variety of security features to help prevent fraud
  • Low monthly fees for unlimited transactions

Putting your business first is our priority, apply online or reach out to our Business Services Team to learn more!

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Payroll

We know those complex payroll challenges aren't fun - let Payroll City take on the challenge! Payroll City has professionals who will make sure your payroll calculations are accurate, taxes are paid timely, federal and state forms are filled out on time, and more!

  • Comprehensive payroll solutions
  • ACA and governmental compliance
  • Tax documentation tools
  • Secure HR management and onboarding tools
  • Timekeeping, benefits tracking, and schedule management
  • Easy accountant access and easy-to-read reports and data
  • Member discounts and special offers

We know running your business comes first. Payroll City is here for all your payroll needs with best-in-class technology - those complex payroll challenges are a thing of the past!   

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Business Services - AACU Business Services FAQs

AACU partners with Payroll City to handle payroll calculations, tax filings, HR onboarding tools, and timekeeping for business members, with accountant-friendly reporting and easy accountant access built into every plan. Review Business Checking to pair with payroll.

Our merchant processing runs through a NewtekOne® partnership, accepting all major credit cards with 24/7 U.S.-based support and mobile payment options. Setup connects directly to your AACU business accounts. Check your eligibility before setting up merchant processing.

ACH origination lets AACU business members set up direct deposit for employees and vendors, or collect recurring payments, fees, and dues directly from customers. Everything runs through online and mobile banking. Review Business Savings if you're also building reserves.

Yes, AACU customizes ACH transaction limits to match each business's specific needs, alongside built-in security features designed to prevent fraud. Limits adjust as your business grows. Talk to the Commercial Lending Team about scaling your account limits.

To apply, email the Business Services Team directly by phone or email to get started. Most services activate quickly once your business account is open. Check your eligibility before applying for business services.

Disclosures

AACU, NewtekOne, and Payroll City are separate entities and are not affiliated, owned, or sponsored by AACU.

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