You’re not alone. If you’re experiencing shutdown impacts, we’re here to help. Learn More.
Business Checking
Quick and easy access to your money is essential to running a successful business.
Checking
Free Business Checking
Everything you need to manage your money - no monthly fees, no transaction fees, and no hidden fees, just plain free.
Account Features
- Minimum opening deposit of $100
- No monthly fees and no transaction fees
- Must enroll in eStatements
- No minimum balance after account opening
- 24/7 access to online & mobile banking
- Free bill pay, Business Visa® Debit Card, budget tools, and more
- Plus, get access to over 35,000 surcharge-free ATMs
To open an account, apply online or email our Business Services Team!
Available for business registered with the Colorado Secretary of State and conducting business in Colorado.
Let's Talk!
719.590.7283 or 800.223.1983, ext 3550
Required documents needed for a new AACU Business Account:
- Business registration with the Colorado Secretary of State and actively operating in Colorado
- Employer Identification Number (EIN) (SS-4 or IRA documentation confirming your Tax ID)
- Operating Agreement or Bylaws (if applicable)
- Valid government-issued ID (e.g., driver's license)
- Social Security Number (of all authorized signers)
- Contact information (phone number and email address)
- Additional internal documentation
Interest-Bearing Business Checking
Finally, a business checking account that pays you to use it! Earn 0.25% APY 1 for every dollar in your account - plus 24/7 online and mobile access to your account giving you flexibility whenever and wherever you need!
Account Features
- No minimum balance required to earn 0.25% APY 1
- Minimum opening deposit of $100
- Monthly fee of $15
- 24/7 access to online & mobile banking
- Free bill pay, eStatements, Business Visa® Debit Card, notary services, budget tools, and more
- Plus, get access to over 35,000 surcharge-free ATMs
To open an account, apply online or email our Business Services Team!
Available for business registered with the Colorado Secretary of State and conducting business in Colorado.
Let's Talk!
719.590.7283 or 800.223.1983, ext 3550
Required documents needed for a new AACU Business Account:
- Business registration with the Colorado Secretary of State and actively operating in Colorado
- Employer Identification Number (EIN) (SS-4 or IRA documentation confirming your Tax ID)
- Operating Agreement or Bylaws (if applicable)
- Valid government-issued ID (e.g., driver's license)
- Social Security Number (of all authorized signers)
- Contact information (phone number and email address)
- Additional internal documentation
Business Savings Accounts
Grow your savings while you grow your business, now that's a savings account you deserve!
Business Loans
Whether you need new equipment, an upgraded office or expanding your operations - we are here for you!
Business Services
Easy and secure business services such as payroll, merchant processing, and ACH origination.
Locations & ATMs
Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.