Attention Harrison Federal Credit Union Members
Don't forget to update your direct deposit and/or automatic payments with your new AACU account information before December 31. For more information about this, CLICK HERE.
Routt Federal Credit Union Members - As of December 2, the Routt Federal Credit Union Data Conversion is complete and Routt Federal Credit Union Members are now AACU Members. For more information about what comes next, CLICK HERE.
Earn a higher fixed rate minus the uncertainty and risk of the market.
Certificates
Account Features
Safely grow money you don't need now by locking in a fixed rate for the term you choose.
- Earn dividend rates and no maximum balance limit
- A fixed rate for the term of your certificate
- Minimum opening deposit of $500
- Flexible term options from 6 to 60 months
Can I join?
You don't have to be military to bank with us. There are hundreds of ways you can become a member!
Check Eligibility
| Term | Dividend Rate | APY* 1 | Alert Me |
|---|---|---|---|
| 6 months | 3.494% | 3.55% | Receive a notification when this rate changes |
| 12 months | 3.590% | 3.65% | Receive a notification when this rate changes |
| 24 months | 3.928% | 4.00% | Receive a notification when this rate changes |
| 36 months | 3.977% | 4.05% | Receive a notification when this rate changes |
| 48 months | 4.073% | 4.15% | Receive a notification when this rate changes |
| 60 months | 4.121% | 4.20% | Receive a notification when this rate changes |
| Term | Dividend Rate | APY* 2 | Alert Me |
|---|---|---|---|
| 6 months | 3.590% | 3.65% | Receive a notification when this rate changes |
| 12 months | 3.687% | 3.75% | Receive a notification when this rate changes |
| 24 months | 4.025% | 4.10% | Receive a notification when this rate changes |
| 36 months | 4.073% | 4.15% | Receive a notification when this rate changes |
| 48 months | 4.169% | 4.25% | Receive a notification when this rate changes |
| 60 months | 4.218% | 4.30% | Receive a notification when this rate changes |
Don't Skip Your Rewards
What are you waiting for? You could be earning rewards just for doing the things you already do each day.
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Locations & ATMs
Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
Meet With A Financial Coach
You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!
Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
Explore More Accounts
Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply.