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Online & Mobile Banking


Bank anytime, anywhere with 24/7 account access through online & mobile banking. 

  • Track monthly Rewards Checking qualification progress
  • Smart features like CardSwap™, ClickSWITCHZelle®, My Credit Manager, customizable budgeting tools and more
  • Link accounts from other financial institutions for easy transfers
  • Deposit checks remotely using our mobile banking app
  • Open additional accounts or apply for a loan
  • Reorder checks, pay bills and update your personal information
  • Easy access to eStatements and tax documents 
  • Securely send and receive messages about your account
  • Monitor account activity and more



Happy father and son

My Credit Manager

Take control of your financial health with My Credit Manager, available for free through online and mobile banking. 

  • Monitor Your Credit Score: Access and track your credit score effortlessly
  • Stay Alert: Receive instant alerts whenever your credit score changes
  • Score Simulator: See how actions like getting a loan or opening a new credit card might affect your score
  • Debt Management: Keep all your debt information in one place, including open balances and monthly payments

To get started, log in to online or mobile banking and select My Credit!

Open an Account Login




We'll Handle the Hard Part

Moving your direct deposit and automatic payments from your old account to your new account can be a hassle. With ClickSWITCH, you can easily and securely make the switch through online and mobile banking!

  • Input direct deposit or payment information through the ClickSWITCH system, submit the switch and we'll do the rest
  • There is no additional fee to use this service
  • No more paperwork or long forms to fill out
  • Track your switches and receive email notifications to stay informed

Open An Account 

Getting Started is Easy

  1. Open an Account- Open a new Rewards Checking account or Savings account
  2. Login - Login to online and mobile banking, then select ClickSWITCH on the menu bar
  3. Start Switching - Select Switch Direct Deposit or Switch Recurring Payments and follow a few steps
  4. All done! - You'll receive email notifications throughout the switching process to keep you informed

Already a Member? 

Do you already have an account and want to switch your direct deposit or automatic payments to your AACU account? Simply login to online & mobile banking, choose ClickSWITCH from the Services drop-down menu and start switching! 



Send Money With Zelle®

No Cash. No Checks. No Problem.

Send and receive money with family and friends with Zelle®! Zelle® is free and available right from online and mobile banking so you don't need to download anything new to start sending and receiving money.

Open An Account Discover More with Zelle®

Already a Member? 

Do you already have an account and want to start using Zelle®? Simply login to online & mobile banking and choose Send Money with Zelle® from the Transfers & Payments drop-down menu. 




If your debit card or credit card is lost or stolen, updating every account with your new card information can be painful. Forgetting one online subscription account could mean a missed payment or cancellation of services.

CardSwap allows you to easily modify saved payment information for your online subscriptions, such as Netflix®, Amazon®, and iTunes® by quickly updating your linked AACU debit card or credit card.

  • Swap out your linked debit card or credit card or swap out your debit or credit card from another financial institution with an AACU debit or credit card
  • Update online payment methods when your debit or credit card is lost, stolen, or used for fraud
  • Update online payment methods when a renewal card arrives

Login to online & mobile banking and select CardSwap to get started!

Open an Account Login



Mobile Wallet

Don't get caught without your wallet! Link your debit card to your mobile wallet for secure and seamless transactions.

Learn More about Mobile Wallet


Get Our Free Mobile App 1


Android Download

Devices with the Android™ Operating System.

Google Play Store



Apple Download

The iPhone®, iPod touch®, and iPad® devices with the iOS operating system.

App Store



Locations & ATMs

Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.

Schedule An Appointment

Life gets busy, we get it! You can schedule an appointment with a Financial Coach, Financial Advisor, Mortgage Loan Officer, and more! 

Deposit Rates

Check out current rates for checking, savings, certificates, and IRAs.

Explore Checking Accounts

Not ready to commit? That's okay. Check out our other Checking options - we know you'll find one that fits!



1 AACU does not charge for the use of these services; however, additional charges may apply for Internet usage depending on your wireless carrier. Standard charges and/or message and data rates from your mobile service provider may apply. Please consult your wireless provider/mobile carrier for details on correlated rates and charges.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Netflix, Amazon, iTunes or any other companies listed on CardSwap are not associated with, owned by, sponsored by, or endorsed by Air Academy Credit Union or AACU CardSwap nor do they sponsor or endorse Air Academy Credit Union or AACU CardSwap. CardSwap is a registered trademark of Q2 Software Inc, which is not an affiliate of AACU.

iPhone, iPad and iPod touch are registered trademarks of Apple Inc. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Google Pay is a trademark of Google Inc. The trademarks, service marks and company names used above are the property of their respective owners.

©2024 Mastercard. All rights reserved. Mastercard® is a registered trademark of Mastercard International Incorporated.