Vehicle & Loan Protection
We've got you covered!
We’ve partnered with an industry-leading company who provides vehicle coverage and loan protection options so you'll have peace of mind knowing you're prepared for when life happens
Mechanical Breakdown Protection
An extended protection plan to make sure you get the most out of your investment by protecting from unexpected repair costs caused by mechanical or electrical failure, which could end up being thousands of dollars. Plus - you can transfer your protection to another vehicle if you decide to sell your car.
- Nationwide Coverage
- 24-hour emergency roadside assistance
- Rental car assistance
- Transfer coverage if you decide to sell your vehicle
Guaranteed Asset Protection - (GAP)
If your vehicle is totaled in an accident, most insurance companies will only pay its cash value. If you're still making payments on your vehicle, and the current balance of your loan is above the vehicle's cash value, you're typically liable for the difference.
- GAP may reduce or waive the remaining balance
- GAP can even cover a portion of the deductible
- GAP can only waive part of the remaining balance below the maximum loan-to-value ratio
Debt Protection
When you or a member of your family has to miss work because of an unexpected event, the last thing you need to worry about is how to afford your loan payments. With Debt Protection, you may suspend your loan obligation without penalty or added interest in the event of a major life event.
Covered events include:
- Death
- Disability
- Involuntary unemployment
Please review your AACU Debt Protection Program Agreement or Product Reference Card for full details and qualifications.