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Our Story


We're Here For You

We show up every day for people like you who make our community such a great place to be. We want to help you move ahead. Because we believe everyone deserves personal banking (we even made it our tagline) we’re focused on designing and offering products that work for you. That’s because we’re more than a full-service financial institution, we’re a community dedicated to your needs today and fierce advocates for your future goals.

Throughout our history (chartered in 1955), we’ve always been looking towards what’s ahead, and cheering on our members. We serve everyone from local businesses to first responders, healthcare professionals, students, and educators, as well as all active and retired military service members and their families. We’ve expanded well beyond the original charter from our early days at Lowry Air Force Base. Today, there are many ways to become part of AACU. We love welcoming new members. Join us!



Join Us

We want you! Becoming a member is easier than you think. We serve all active and retired military service members and their families. We also serve employees, students, and families of 15 school districts, hundreds of local businesses (also called Select Employee Groups) and their family members, and more. 

We Serve

  • Active duty and retired military service members and their families
  • Healthcare professionals
  • Small Businesses
  • People employed by or a member of one of our Select Employee Groups
  • People living or working in a qualifying geographic area
  • Employees and students (and their families) in one of the school districts listed below

  • Qualifying School Districts
    • Academy School District 20

    • Cheyenne Mountain School District 12

    • Colorado Springs School District 11

    • Douglas County School District RE-1

    • Elbert County School District C-2 (Kiowa Schools)

    • Elbert School District 200

    • Elizabeth School District

    • Fountain-Fort Carson School District 8

    • Harrison School District 2

    • Hayden School District RE-1

    • Lewis-Palmer School District 38

    • Routt/Jackson County School District 

    • School District 49

    • South Routt School District RE-3

    • Steamboat Springs School District RE-1



Your Success is Our Success

The world may revolve around money, but your world revolves around so much more. We'll help you maximize your money and achieve your goals - no matter how big or small. With customizable products you'll get flexible financial solutions that are personal by design. 

Your Money Is Safe With Us

AACU is a federally chartered, not-for-profit, and member-owned financial institution. We are regulated by the National Credit Union Administration (NCUA), a federal agency. Member deposits are insured to at least $250,000 per account and are backed by the full faith and credit of the United States Government. 

Become a Member Explore Rewards Checking Accounts

"I have been a customer since around 1981 when we moved to Monument with my dad. I think it is a solid financial institution."

A Loyal Member Since 1981



Our Foundation

Helping our community build a strong financial foundation is what we do! From free online resources to in-person learning, to scholarship programs - your financial wellness is our passion.

  • Free financial education classes
  • Online education resources for people of all ages 
  • Support to local educators through grants
  • Community program
  • Foundation Scholarship Program

Explore Our Foundation



Community Impact

We believe in being a true community partner. We donate money, we donate time, and we give with our hearts. Each year we partner with numerous organizations to help our communities thrive!

Average Events Per Year
Given Back To The Community In 2023
Scholarships Awarded Since 1994
Amazing Members
Dedicated Employees
Percentage of Employees Volunteer At Community Events


Locations & ATMs

Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.

Schedule An Appointment

Life gets busy, we get it! You can schedule an appointment with a Financial Coach, Financial Advisor, Mortgage Loan Officer, and more! 

Deposit Rates

Check out current rates for checking, savings, certificates, and IRAs.

Explore Checking Accounts

Not ready to commit? That's okay. Check out our other Checking options - we know you'll find one that fits!