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Become A Member

We want you! Becoming a member is easier than you think. We serve all active and retired military service members and their families. We also serve employees, students, and families of 10 school districts, hundreds of local businesses (also called Select Employee Groups) and their family members, and more. 

We Serve

  • Active duty and retired military service members and their families
  • Health care professionals
  • Small Businesses
  • People employed by or a member of one of our Select Employee Groups
  • People living or working in a qualifying geographic area
  • Employees and students (and their families) in one of the school districts listed below

  • Qualifying School Districts
    • Academy School District 20

    • Cheyenne Mountain School District 12

    • Colorado Springs School District 11

    • Douglas County School District RE-1

    • Elbert County School District C-2 (Kiowa Schools)

    • Elbert School District 200

    • Elizabeth School District

    • Fountain-Fort Carson School District 8

    • Lewis-Palmer School District 38

    • School District 49

Don't see your employer on our lists?  Don't worry, our list of SEGs continues to grow. Call us and let's talk about your membership! 

Become A Member



Your Success is Our Success

The world may revolve around money, but your world revolves around so much more. We'll help you maximize your money and achieve your goals - no matter how big or small. With customizable products you'll get flexible financial solutions that are personal by design. 

Your Money Is Safe With Us

AACU is a federally chartered, not-for-profit, and member-owned financial institution. We are regulated by the National Credit Union Administration (NCUA), a federal agency. Member deposits are insured to at least $250,000 per account and are backed by the full faith and credit of the United States Government. 

Become a MemberExplore Rewards Checking Accounts



  • Professional Service
    Whenever I had to deal with AAFCU, the personnel I've dealt with have been very professional.
    April 9, 2023
  • Member Since 1970
    Have been a member since 1970. Has been good service so I continue to stay.
    April 11, 2023
  • Elite Service
    Because of the elite services I received! Everything happened with ease and everyone was transparent
    April 4, 2023
  • Good Customer Service
    Good customer service from representatives that speak clearly and know how to do their job, and not having to wait 20+ minutes in a queue to get a hold of them.
    April 3, 2023
  • Professional and Personable
    The representatives were most knowledgable professional & best of all personable, so glad I became a member.
    March 31, 2023



Checking Accounts

Find a checking account that makes managing your money simple and convenient, so you can enjoy more of what's really important!

Savings Accounts

A new car, a rainy day, or your next big adventure. No matter what you're saving for we can help with savings options, money funds, IRAs, and more! 


Earn a higher fixed rate minus the uncertainty and risk of the market. Safely grow money you don't need now by locking in a fixed rate for the term you choose!