Primary Savings
Your Primary Savings account is more than a place to save. It's your membership share account, establishing your ownership in our member-owned credit union.
Account Features
Your Primary Savings account establishes your ownership in AACU and gives you access to the benefits of credit union membership.
- Automatically opened when you become a member
- Your ownership share in the credit union
- Can be used for overdraft protection on your checking account
- No monthly service fees when enrolled in free eStatements
- 24/7 access to online & mobile banking
A little saved today can make a difference tomorrow!
You don't have to be military to bank with us. There are hundreds of ways you can join!
Make Everyday Banking More Rewarding
Your everyday spending or checking account balance could earn you rewards. Explore our rewards checking accounts and see which option makes sense for you.
Savings - AACU Primary Savings FAQs
A primary savings account at AACU opens with a small initial deposit, since this account represents your membership share rather than a large balance requirement. Most new members fund it alongside a checking account or loan application in the same session. Check your eligibility and open your account online.
Yes, a primary savings account functions as a membership share account, the same product opened automatically for every new member. It establishes your ownership stake in the credit union rather than serving as a standalone savings goal. Additional savings products cover other goals separately. Compare other savings accounts once your membership is active.
Yes, your primary savings balance earns a dividend rate at AACU, calculated on your average daily balance each statement cycle. The rate is modest compared to Reverse Tier Savings or a Money Fund, since this account's main purpose is establishing membership. Review current savings rates for all AACU accounts.
Yes, members may link a savings account to checking so available funds automatically transfer to cover a shortfall before the checking account is overdrawn. Open a checking account, then contact us at 719.593.8600 or visit a branch to link an eligible savings account.
No monthly service fees when you choose to enroll in free eStatements. Check your eligibility and start your membership today.
- Locations & ATMs
Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
- Meet With A Financial Coach
You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!
- Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
- Explore More Accounts
Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!