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Table data for Share and Share Draft Accounts (General)
Fee Type Fee Amount Alert Me
Interest- Bearing Business Checking $15.00 per month
Business ACH Debit Origination Service $25.00 per month
Business ACH Credit Origination Service $25.00 per month
Temporary Checks 4 for $1.00
Deposited Drafts (and other items) Returned Unpaid $15.00 per item
Deposit Drafts Returned Unpaid (when payor and payee are the same) $75.00 per item
Premium Overdraft Service $32.00 per presentment*
Non-Sufficient Funds (NSF) Fee $32.00 per presentment**
ACH Representment Fee $32.00 per presentment
eStatement Fee Free
Paper Statement Fee $4.00 per statement
Account Research $40.00 per hour
Stop Payment Fee $32.00 per item
Account Closure Fee (within 6 months of opening) $10.00
Basic Checking Minimum daily balance of $500.00 required to avoid a $5.00 service fee
Comeback Checking $10 per month
Verification of deposit $15.00 per item
Check Cashing - Non-Members $10.00
*Accounts will be assessed the Premium Overdraft Service Fee (Standard or Extended Coverage) for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid. An overdrawn balance must be repaid within 32 days. We may not pay items under your Premium Overdraft Service limit if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of 24 hours, if you default on any loan or other obligation to us or if your account is subject to any legal or administrative order or levy.

**A Non-Sufficient Funds Fee is assessed each time an item is presented against insufficient funds. Any item (check, ACH, or other electronic transaction) that is initially returned to the payee because the Available Balance in your account was not sufficient to cover the item can be represented by the payee for payment multiple times, which is beyond our control. We may charge a Premium Overdraft Service Fee or Non-Sufficient Funds Fee regardless of the number of times an item is presented to us for payment against insufficient funds, and regardless of whether we pay or return the item.
Table data for ATM & Debit Mastercard® Check Card Transactions
Fee Type Fee Amount Alert Me
Expedited Delivery Fee $35.00 each
Lost/Stolen Reissue Fee $10.00 per reissue
Sales Draft Copy $12.00 per sales draft
Empty Envelope Fee $75.00
ATM Deposit Correction $5.00 per item
Foreign* ATM Transaction Fee - Basic Checking or Comeback Checking $2.00 per transaction
Foreign* ATM Transaction Fee - Rewards Checking $2.00 per transaction. If account requirements** met, up to $25.00 per monthly cycle refunded (limited to $4.99 per item). See separate Account Requirements disclosure.
Foreign* ATM Transaction Fee - Primary Savings Only $2.00 per transaction (First 3 per month-no charge)
*Foreign = not owned by AAFCU

**Requirements each monthly cycle are as follows (all three must be met): 1. Active enrollment in eStatements 2. 12 or more Debit Mastercard purchases post and clear your account. 3. One direct deposit or ACH auto debit.

Table data for Safe Deposit Box - Only Available at the Monument Branch
Box Sizes* Required Key Deposit Annual Fee Amount* Alert Me
3 x 5 x 22 $20.00 $15.00
3 x 10 x 22 $20.00 $35.00
5 x 10 x 22 $20.00 $65.00
10 x 10 x 22 $20.00 $100.00
*$5 par in Primary Savings is required and deposit enough for Annual Fee and Key Deposit to be pulled at time of opening. Contents within the box is not insured by AACU or NCUA. Membership requirements apply. Primary Account holder must also be primary on the safe deposit box.

All safe deposit boxes are first come, first served. No waitlist available.

Table data for Miscellaneous Transactions
Fee Type Fee Amount Alert Me
Levies/Garnishments $75.00
Loan Extension $35.00
Skip-A-Pay $35.00
Check by Phone Free
Payment by Phone $4.95
Wire Transfer - Domestic $25.00
Wire Transfer - International $55.00
Dormant Account $10.00 per month
Signature Guarantee - Members Only $20.00 per transaction
Bad Address Fee $10.00 per month
Foreign Item Deposit Fee $30.00 per item
Shared Branch Withdrawals (fourth and subsequent withdrawals per month) $2.00 each
Official Check Free
All fees are subject to change.


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