Fees
| Fee Type | Fee Amount |
|---|---|
| Business Share Draft Account | $10.00 per month |
| Business ACH Debit Origination Service | $25.00 per month |
| Business ACH Credit Origination Service | $25.00 per month |
| Temporary Checks | 4 for $1.00 |
| Deposited Drafts (and other items) Returned Unpaid | $15.00 per item |
| Deposit Drafts Returned Unpaid (when payor and payee are the same) | $75.00 per item |
| Premium Overdraft Service | $32.00 per item |
| Overdrawn Fee | $32.00 per item |
| Non-Sufficient Funds (NSF) Fee | $32.00 per presentment |
| ACH Representment Fee | $32.00 per presentment |
| eStatement Fee | Free |
| Paper Statement Fee | $4.00 per statement |
| Account Research | $40.00 per hour |
| Stop Payment Fee | $32.00 per item |
| Account Closure Fee (within 6 months of opening) | $10.00 |
| Basic Checking | Minimum daily balance of $500.00 required to avoid a $5.00 service fee |
| Comeback Checking | $10 per month |
| Verification of deposit | $15.00 per item |
| Check Cashing - Non-Members | $10.00 |
| Fee Type | Fee Amount |
|---|---|
| Expedited Delivery Fee | $35.00 each |
| Lost/Stolen Reissue Fee | $10.00 per reissue |
| Sales Draft Copy | $12.00 per sales draft |
| Empty Envelope Fee | $75.00 |
| ATM Deposit Correction | $5.00 per item |
| Foreign** ATM Transaction Fee - Basic Checking or Comeback Checking | $2.00 per transaction |
| Foreign** ATM Transaction Fee - Rewards Checking | $2.00 per transaction. If account requirements*** met, up to $25.00 per monthly cycle refunded (limited to $4.99 per item). See separate Account Requirements disclosure. |
| Foreign** ATM Transaction Fee - Primary Savings Only | $2.00 per transaction (First 3 per month-no charge) |
| **Foreign = not owned by AAFCU ***Requirements each monthly cycle are as follows (all three must be met): 1. Active enrollment in eStatements 2. 12 or more Debit Mastercard purchases post and clear your account. 3. One direct deposit or ACH auto debit. |
| Fee Type | Fee Amount |
|---|---|
| Levies/Garnishments | $75.00 |
| Loan Extension | $35.00 |
| Skip-A-Pay | $35.00 |
| Check by Phone | Free |
| Payment by Phone | $4.95 |
| Wire Transfer - Domestic | $25.00 |
| Wire Transfer - International | $55.00 |
| Dormant Account | $10.00 per month |
| Signature Guarantee - Members Only | $20.00 per transaction |
| Bad Address Fee | $10.00 per month |
| Foreign Item Deposit Fee | $30.00 per item |
| Shared Branch Withdrawals (fourth and subsequent withdrawals per month) | $2.00 each |
| Official Check | Free |
| All fees are subject to change. |