With down payment options as low as 1% 1 , owning your first home is achievable and now more affordable!
A conversation is a great place to start. Schedule an appointment with a Mortgage Loan Officer and they'll find the best loan options for you!
Schedule NowNot everyone is a numbers person, but we sure do love them! Check out the down payment breakdown examples below for examples of what different down payments could look like. And don't forget to try out our mortgage calculator to see how different loan amounts, loan terms, and loan rates could affect your monthly payment and total interest.
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Nervous about buying a home? Our guide's got you covered!
This guide is your first step to learning more about the homebuying process. Use it to gain confidence and clarity as you embark on this exciting journey.
Evaluate whether renting or purchasing your first home is more suitable for your financial situation.
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Schedule an appointment with a Mortgage Loan Officer and they'll help you find the best options to get you in your new home!
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Knowing what is available to you is a great first step. Check out our home loan options - and let's get you on your way to being home!
1 Must be 18 and older to qualify. Down payments are examples only and do not include closing costs, prepaid interest, taxes and homeowners’ insurance. Down payment amount and mortgage loan amount will vary based on purchase price amount, credit score and income. Payment example on a loan amount of $355,410: 360 monthly payments of $2,364.55 at 7.00%/7.063% APR which includes a down payment of 1%, purchase price $359,000. Estimated closing costs of $3,897.00. Pre-paid interest, taxes and homeowners’ insurance are not included in closing costs or payment example and can vary. An AACU rewards checking account is required with direct deposit to qualify. Membership requirements apply. Restrictions and requirements apply. Program subject to change. Equal Housing Lender. Air Academy Federal Credit Union: NMLS #454287.