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Individual Retirement Accounts

 

Account Details

No matter what age you are, an Individual Retirement Account (IRA) is a great tool to help you prepare for a more comfortable retirement.

Retirement plans, social security benefits, and pension plans may not provide sufficient funds for you to maintain your current non-retirement lifestyle. The more you save today, the less you’ll have to worry as you age. With an Individual Retirement Account, you can safely save for your future while earning exceptional rates.  

We offer the following account types:

  • Traditional IRA
  • Traditional  IRA - SEP Contribution
  • Roth IRA
  • Education Savings Account (ESA)
 

 

Table data for IRA Savings Account
 Effective as of 04/23/2024
Dividend Rate APY* Alert Me
IRA Savings Account 0.050% 0.05% Receive a notification when this rate changes

 

 

 

Table data for IRA Certificates
 Effective as of 04/23/2024
Term Dividend Rate APY* 1 Alert Me
12-17 months 4.650% 4.75% Receive a notification when this rate changes
18-23 months 4.218% 4.30% Receive a notification when this rate changes
24-29 months 4.025% 4.10% Receive a notification when this rate changes
30-35 months 4.073% 4.15% Receive a notification when this rate changes
36-41 months 4.073% 4.15% Receive a notification when this rate changes
42-47 months 4.025% 4.10% Receive a notification when this rate changes
48-53 months 4.025% 4.10% Receive a notification when this rate changes
54-60 months 3.929% 4.00% Receive a notification when this rate changes

 

 

Your Future Self Will Thank You! 

Open an IRA, complete a contribution or withdrawal, or to learn more visit Retirement Central®

Retirement Central

 

Disclosures

1 A minimum balance of $500.00 is required to open and earn dividends on Certificate Accounts or an IRA Certificate. Early withdrawal penalties may apply.

*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply.

Retirement Central is not a product of or controlled by AACU.