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Account Features

Earn 10.00% cash back on up to $250 of debit card purchases each month 1 You could earn up to $25 per month or $300 per year 1

  • No category restrictions
  • No minimum deposit to open
  • No minimum balance requirement and no monthly service fees
  • 24/7 access to online & mobile banking 
  • Funds available for overdraft protection
  • Free bill pay, eStatements, Debit Mastercard®, budgeting tools, and more
  • Set up direct deposit and get your paycheck up to 2 days sooner with Early Pay

Plus, get access to over 30,000 surcharge-free ATMs.

Can I join?

You don't have to be military to bank with us. There are hundreds of ways you can become a member!

Check Eligibility



Earn 10.00% each month with a few simple requirements 1  

1. Make at least 12 debit card purchases per month

2. Have at least 1 direct deposit transaction or automatic payment per month

3. Choose to receive free eStatements

Start Earning

What if I don't meet the requirements? Don’t worry. Each month is a new chance to qualify!



Watch Your Money Grow

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Locations & ATMs

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Deposit Rates

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Explore Checking Accounts

Not ready to commit? That's okay. Check out our other checking options - we know you'll find one that fits!



1 Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Back Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. You will receive 10.00% cash back on up to a total of $250.00 debit card purchases that post and clear to the account during the qualifying monthly periodic statement cycle. A maximum of $25.00 cash back may be earned per monthly periodic statement cycle.

Rewards are variable and may change after account is opened. Fees may reduce earnings. Terms and conditions subject to change. Membership requirements apply.

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