Attention Harrison Federal Credit Union Members
Don't forget to update your direct deposit and/or automatic payments with your new AACU account information before December 31. For more information about this, CLICK HERE.
Routt Federal Credit Union Members - As of December 2, the Routt Federal Credit Union Data Conversion is complete and Routt Federal Credit Union Members are now AACU Members. For more information about what comes next, CLICK HERE.
Set up direct deposit and get your paycheck up to 2 days sooner with Early Pay
Plus, get access to over 30,000 surcharge-free ATMs.
1. Make at least 12 debit card purchases per month
2. Have at least 1 direct deposit transaction or automatic payment per month
3. Choose to receive free eStatements
Didn't meet the qualifications? Don’t worry. Each month is a new chance to qualify!
Life happens, but we've got you covered. If you overdraw your account, you can either pay us back or pay yourself back - choose what works for you.
Overdraft Protection - Overdraft Protection applies to all transactions and may help prevent overdrafts on your account. We'll automatically transfer funds (at no cost to you) to your eligible checking account from one of your other accounts or a line of credit you may have with us. The money goes to your checking account to make sure you have money to complete your transaction in real-time. No transfer fees, and no wait time.
For your convenience, we set up overdraft protection automatically when you open any checking account.
Premium Overdraft Services - We will cover the amount you overdraw in your checking account for a fee of $32 per transaction*. You have 30 days from the time of each transaction to pay back the overdrawn amount, plus the fee.
Already know what you want or need help deciding? Let's talk!
Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
You deserve answers to all your financial questions. If it's important to you, it's important to us. Let's talk about your goals!
Check out current rates for checking, savings, certificates, and IRAs.
Not ready to commit? That's okay. Check out our other checking options - we know you'll find one that fits!
1 Annual Percentage Yield (APY) effective 12/03/2023. Accurate as of the last dividend declaration date.
2 Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change.