Personal Credit Cards

creditcards

Rewards Card Image

Visa^® Signature Rewards Card

0% Intro APR for 12 Billing Cycles^¹

Earn points on everyday purchases* like dining, delivery, and streaming services - plus enjoy no annual fees!

0% Introductory APR for the first 12 billing cycles on purchases ¹
0% Introductory APR on balance transfers for the first 12 billing cycles ¹
Variable APR for Purchases and Balance Transfers is 14.00% - 17.99% based on your creditworthiness at the time your account is opened. ¹
Redeem points for cash, merchandise, or travel ²
No annual fees and no foreign transaction fees
24/7 support
Travel and emergency services

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basic credit card image

Visa^® Platinum Card

0% Intro APR for 12 Billing Cycles^³

Simplify your everyday spending on everything from groceries to monthly bills, and get the flexibility to pay over time.

0% Introductory APR for the first 12 billing cycles on purchases ³
0% Introductory APR on balance transfers for the first 12 billing cycles ³
Variable APR for Purchases and Balance Transfers is 12.00% -17.99% based on your creditworthiness at the time your account is opened. ³
No annual fee
24/7 support

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Table data for Compare Cards
	Visa® Signature Rewards Card	Visa® Platinum Card


Introductory Rate	0% APR for the first 12 billing cycles ¹	0% APR for the first 12 billing cycles ³

Introductory Rate On Balance Transfers	0% APR for the first 12 billing cycles ¹	0% APR for the first 12 billing cycles ³

Rates	Best Rate of 14.00% APR ¹	Best Rate of 12.00% APR ³

Redeem Points For Purchases On Concert Tickets, Camping, Sports Tickets, Streaming Services, Gas, Groceries and more!	²

Redeem Points for Cash, Merchandise, or Travel	²

No Annual Fee

No Foreign Transaction Fee		3% Foreign Transaction Fee

24/7 Support

Card Features Inside Online Banking

Mobile Wallet

Pay anywhere, anytime from your smart device. Add your card to your mobile wallet for next level purchasing power.

Contactless Pay

Pay for everyday purchases quickly and securely with contactless pay!

Card Management

You know you have the power at your fingertips to turn your card on or off as needed.

Disclosures

¹ APR = Annual Percentage Rate. The 0% introductory APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer, offer subject to change without notice. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 14.00% - 17.99% based on your creditworthiness. The variable APR for Cash Advances is 17.99%. Cash Advance fee: 3% of each advance amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $10 minimum. Balance transfers post as cash. Annual fee: $0. Foreign Transaction fee: $0. Subject to approval. The creditor and issuer of these credit cards is Air Academy Credit Union, pursuant to a license from Visa® U.S.A. Inc. Visa® is a trademark owned by Visa International Service Association and used under license.

² Reward points can be redeemed as Cash Back or through the Merchandise Mall at www.CURewards.com. Reward points redeemed as Cash Back will be in the form of a cash deposit to a checking or savings account, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).

³ The 0% introductory APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer, offer subject to change without notice. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 12.00% -17.99% based on your creditworthiness. The variable APR for Cash Advances is 17.99%. Cash Advance fee: 3% of each advance amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $10 minimum. Balance transfers post as cash. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Subject to approval. We will not process any balance transfer requests that are from any other account or loan that We (Air Academy Federal Credit Union, DBA Air Academy Credit Union) previously issued.

The creditor and issuer of these credit cards is Air Academy Credit Union, pursuant to a license from Visa® U.S.A. Inc.

Visa® is a trademark owned by Visa International Service Association and used under license.