Attention Harrison Federal Credit Union Members
Don't forget to update your direct deposit and/or automatic payments with your new AACU account information before December 31. For more information about this, CLICK HERE.
Routt Federal Credit Union Members - As of December 2, the Routt Federal Credit Union Data Conversion is complete and Routt Federal Credit Union Members are now AACU Members. For more information about what comes next, CLICK HERE.
At any time unforeseen events can leave you in a situation where you need unexpected funding. Whether you forgot to transfer money into your checking account, to make a deposit, or a billing error causing your account to be overcharged - we've got you covered.
Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your eligible checking account from another account or line of credit you may have at Air Academy Credit Union. Please note, overdraft lines of credit are subject to credit approval and transfers from an overdraft line of credit will incur a finance charge.
Premium Overdraft Service allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Premium Overdraft Service is still available as an additional coverage option if other overdraft protection options are exhausted.
|Transactions Covered with Premium Overdraft Service||Standard Coverage (no action required)||Extended Coverage||Alert Me|
|Recurring Debit Card Payments||X||X|
|Online Bill Pay Items||X||X|
|Teller Window Transactions||X||X|
|Everyday Debit Card Transactions*||X*|
|*Your consent is required on consumer accounts|
If you choose Extended Coverage on your personal account, ATM withdrawals and everyday debit card transactions will be included with the transactions listed under Standard Coverage. If you already have Extended Premium Overdraft Service coverage, it is not necessary to request it again.
1 Subject to credit approval.