24/7 Banking Convenience
From everyday transactions to financial planning tools, AACU online and mobile banking gives you access to the features you need to manage your accounts.
- Track your monthly Rewards Checking qualifications
- Send money with Zelle® and monitor your credit with My Credit Manager
- Manage your budget, bills, and financial goals with My ToolKit
- Link accounts from other financial institutions for easier transfers
- Deposit checks remotely using the AACU mobile app
- Open additional accounts or apply for a loan
- Reorder checks, pay bills, and update your personal information
- View eStatements and tax documents
- Send and receive secure account messages
- Monitor account balances and transaction activity
Keep track of your credit with My Credit Manager, available at no cost through online and mobile banking. Monitor your credit score, receive alerts, explore how financial decisions could affect your score, and find tools to help manage debt.
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View and track your credit score through AACU online and mobile banking.
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Get notified when your credit score changes.
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See how financial decisions, like applying for a loan or opening a new credit card, could affect your credit score.
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Keep track of your outstanding balances and monthly debt payments, all in one place.
Send Money With Zelle®
No Cash. No Checks. No Problem.
Send and receive money with family and friends with Zelle®! Zelle® is free and available right from online and mobile banking so you don't need to download anything new to start sending and receiving money.
Do you already have an account and want to start using Zelle®? Simply login to online & mobile banking and choose Send Money with Zelle® from the Transfers & Payments drop-down menu.
Online & Mobile Banking - AACU Online Banking FAQs
Enrollment happens directly on AACU website or mobile app using your account number and personal details to verify identity. Most members finish enrollment in a few minutes. Check your eligibility for AACU membership before enrolling.
My Credit Manager, built into AACU online and mobile banking, lets members track their credit score, receive change alerts, and simulate how new loans or cards might affect that score. It's free with any account. Compare Personal Loans if you're planning a credit-affecting purchase.
AACU mobile app lets members update saved payment information and manage card controls directly after activating a replacement Visa Debit Card. CardSwap can also help update recurring payments automatically. Review the Visa Debit Card page for activation steps.
- Locations & ATMs
Find an AACU branch, shared branch location, or one of thousands of surcharge-free ATMs across the U.S. and Canada.
- Schedule An Appointment
Have questions about your finances? Schedule time with an AACU Financial Coach, Financial Advisor, Mortgage Loan Officer, or another member of our team.
- Deposit Rates
Compare current rates for checking, savings, certificates, and IRAs.
- Explore Checking Accounts
Looking for a checking account that meets your needs? Explore checking options, from everyday banking to accounts that earn rewards.
1 AACU does not charge for the use of these services; however, additional charges may apply for Internet usage depending on your wireless carrier. Standard charges and/or message and data rates from your mobile service provider may apply. Please consult your wireless provider/mobile carrier for details on correlated rates and charges.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
iPhone and iPad are registered trademarks of Apple Inc. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Google Pay is a trademark of Google Inc. The trademarks, service marks and company names used above are the property of their respective owners.