Personal Loans

Whether you need furniture for your new apartment or you want to get away to a sandy beach, we've got loans to help you put your plans into action.

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Personal Loans

Limited-time Offer

Extra Cash For Summer Plans

From summer adventures to unexpected expenses, this limited-time Personal Loan offer can help you cover what's ahead with predictable monthly payments.

The Details

Loan Amount: $1,200 ¹ - Extra cash when you need it
Term: 12 months ¹ - A simple payoff timeline
Fixed Rate: 12.00% APR ¹ - Fixed payments with no surprises

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Family on beach

What can I fund with a Personal Loan?

Wedding, Honeymoon, or Vacation
Medical Bills, Elective Surgeries, or Orthodontics
Home Repairs, Upgrades, or Renovations
Large Appliances or Furniture

Vehicle Repairs
Relocation Expenses
Taxes
Debt Consolidation

Personal Signature Loan

Rates As Low As: 9.99% APR^²

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Signature Loans are designed to let you use the loan at your discretion.

Apply easily online, over the phone, or at any branch location
Flexible financing options through a My Way Loan
24/7 account access when using online & mobile banking

Apply For a Personal Signature Loan

Personal Signature Loan Calculator

No two projects are the same. That's why we make it easy to customize your loan term and payment!

Share Secured Loan

A Share Secured Loan lets you borrow against the funds in your share account. Your funds on deposit are used as collateral for this type of loan.

Apply easily online, over the phone, or at any branch location
Flexible financing options through a My Way Loan
24/7 account access when using online & mobile banking

Apply For a Share Secured Loan

Line of Credit

Rates As Low As: 14.00% APR^²

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A Line of Credit allows you to borrow only the money you need to pay bills or cover unexpected expenses. It can also be added to your checking account as overdraft protection.

Apply easily online, over the phone, or at any branch location
24/7 account access when using online & mobile banking

Apply For a Line of Credit

Skip-A-Pay

Already have a consumer loan with us and need extra cash? Apply to skip your next monthly loan payment. Tell us which monthly payment you'd like to skip and we'll simply add the skipped payment to the end of your loan.

Program Details

Easy application process
$35.00 per skipped payment ⁵
Skipped payment is added to the end of the loan
Convenience of payment flexibility

To apply, call 719.593.8600 or 800.223.1983.

Disclosures

¹ APR= Annual Percentage Rate. Fixed APR of 12.000% available for a term of 12 months. Monthly payment example: $106.64 per month per $1,200 borrowed at 12.00% APR. Payment example provided for illustrative purposes only. Actual payment amount may vary based on applicant creditworthiness. Applicant must have an active AACU checking account. Loan proceeds will be deposited into the applicant's AACU checking account. Limited one loan per Social Security Number. Offer may not be combined with any other offer. Offer valid for a limited time only and subject to change without notice. Other restrictions and requirements may apply. Membership eligibility required. AACU is an equal Opportunity Lender.

² APR= Annual Percentage Rate

³ Rates may vary depending on applicant’s creditworthiness and term of loan. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 60 monthly payments of $21.99 per $1,000.00 borrowed at 11.49% APR. Restrictions and requirements apply. Membership requirements apply. Subject to approval. Rates and terms are subject to change without notice. Equal opportunity lender.

⁴ APR calculation assumes no fees; fees may impact rate. Minimum monthly payment applies based on outstanding balance and loan terms. Membership requirements and other restrictions apply. Rates subject to change without notice.

⁵ Skip-A-Payment does not apply to real estate loans, Smart Solution Loans, overdraft repayment loan, lines of credit or credit cards. Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accrue. Must meet program requirements. Incurs one time fee of $35.00. Fee must be paid by member at time of application (cannot be added to loan balance). Interest continues to accrue on outstanding loan balance, and may extend maturity date of loan. Other restrictions apply.

Personal Loans

Personal Loans

Extra Cash For Summer Plans

The Details

What can I fund with a Personal Loan?

Personal Signature Loan

Rates As Low As: 9.99% APR 2 3

Personal Signature Loan Calculator

Share Secured Loan

Line of Credit

Rates As Low As: 14.00% APR 2 4

Skip-A-Pay

Program Details

To apply, call 719.593.8600 or 800.223.1983.

Rates As Low As: 9.99% APR^²

³

Rates As Low As: 14.00% APR^²

⁴