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AACU Auto Center Resources

The Auto Center brings together payoff calculators, payment options, insurance verification, and hardship assistance for AACU auto loan members today.

Your Auto Loan Toolkit
Auto Loan Payoff Calculator

Get your exact payoff amount

Pay My Loan

Pick the best payment option

Auto Loan Calculator

Estimate your term and payment 

Insurance Verification

As part of your home or auto loan, proof of insurance is needed. Help us get your records up-to-date!  

Proof of your current insurance coverage is required as part of your home or auto loan agreement. If we do not have proof of your insurance on file, you may have received a letter in the mail requesting this information. As part of your loan obligation, you are required to maintain certain levels of insurance. Please refer to your loan documents for the specific requirements. Typically, insurance verification is handled by your insurance agent or insurance provider, but sometimes things happen, and we do not receive the proper proof of insurance.

Use the form below to stay updated on your insurance records. 

You will need:
  • Reference ID
  • Control Number listed on the notice
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Loan Payment Assistance

If you're facing a financial challenge, you're not alone. We offer flexible options to help you manage your loan and regain stability. 

Auto Center - AACU Auto Center FAQs

Use the Auto Loan Payoff Calculator with your vehicle's VIN and desired payoff date to get an exact balance for that specific day. Review the Auto Loan Payoff Calculator to run your specific numbers today.

Your loan agreement requires maintaining certain insurance coverage levels, and AACU needs proof on file to confirm you're meeting that obligation. Missing documentation typically triggers a mailed notice requesting updated proof. Check your eligibility before financing your next vehicle.

You may receive a letter requesting updated proof of insurance, which you can submit using the reference ID and control number listed on that notice through AACU verification form. Review Payment Assistance if a related cost is creating hardship.

Auto loan members can pay online, by phone, in person, or by mail, with autopay also available through online and mobile banking at any time. Review Make A Payment to compare all payment methods and fees.

AACU offers Due Date Change, Skip-A-Pay, and Hardship Modification options for members facing genuine payment challenges on an existing auto loan right now. Review Payment Assistance to explore which option fits your current situation best.

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