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Account Features

Earn 0.75% APY 1 on balances up to $50,000 2 when you meet the qualifications in your Rewards Checking account. Just add a Saver account to your Rewards Checking account and watch your savings grow!

  • No minimum deposit to open
  • No minimum balance requirement and no monthly service fees
  • 24/7 access to online & mobile banking 
  • Free bill pay, eStatements, Debit Mastercard®, budgeting tools, and more
  • Set up direct deposit and get your paycheck up to 2 days sooner with Early Pay
  • Earn .15% APY 1  on balances over $50,000. 2

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Earn 0.75% APY each month 2 in your Saver account

The following activities must be completed each month in your Cash Rewards or Cash Back Rewards Checking account to earn Saver rates.

1. Make at least 12 debit card purchases per month

2. Have at least 1 direct deposit transaction or automatic payment per month

3. Choose to receive free eStatements

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What if I don't meet the qualifications? 

Don’t worry. Each month is a new chance to qualify!



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1 Annual Percentage Yield (APY) effective 05/19/2024. Accurate as of the last dividend declaration date.

2 Qualifications: In your Cash Rewards or Cash Back Rewards Checking account, (a) post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll in estatements during the monthly periodic statement cycle. Account transactions and activities in your Cash Rewards or Cash Back Rewards Checking account may take one or more days to post and clear to your Cash Rewards or Cash Back Rewards Checking account and all must do so during the monthly periodic statement cycle in order to qualify for the Saver account rewards. When qualifications are met in your Cash Rewards or Cash Back Rewards Checking account, balances in your Saver account up to $50,000.00 earn 0.75% APY and balances over $50,000.00 earn 0.15% APY resulting in a range from 0.27% to 0.75% APY depending on the account’s balance. If qualifications are not met, 0.05% APY is received on the entire balance. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Terms and conditions subject to change. Membership requirements apply.