School District
Exclusive Offers

You shape the future with every lesson you teach—and we’re proud to support you and your family with financial solutions that make life a little easier.

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Get $250 with a Free Rewards Checking Account^¹

Open a new free Rewards Checking account with an opening deposit of at least $200 and complete the following within 45 days from account opening:

Make 1 debit card transaction
And have your qualifying direct deposit post to your account! ²

With two great account options, which Rewards Checking will you choose?

Cash Back Rewards Checking

Get 10.00% cash back on everyday purchases^³

Get up to $300 cash back per year or $25 per month^³
Refunds on ATM withdrawal fees, nationwide^³
24/7 account access with free online and mobile banking, free online bill pay, and free eStatements
No minimum balance to earn rewards, no minimum deposit to open

Start Online

Cash Rewards Checking

Earn 1.25% APY ⁴ on balances up to $15,000 ⁵

Earn high rates, paid each month
Refunds on ATM withdrawal fees, nationwide^⁵
24/7 account access with free online and mobile banking, free online bill pay and free eStatements
No minimum balance to earn rewards, no minimum deposit to open

Start Online

Prefer to open your account in person?

No problem! Visit any branch location and mention promo code: NEWCHK25.

Find A Branch

Opening Online? Don't Forget Your Promo Code.

After you submit your online application, a Member Service Representative will contact you to complete your accounting opening. Be sure to mention promo code NEWCHK25 during that conversation to get this offer.

Access more great benefits...

Mortgage Rate Reduction

0.25% off your qualifying rate ⁶
Purchase or Refinance
1st Mortgages
Customizable My Way Mortgages

Schedule An Appointment

Certificate Rate Boost

Rate increase of 0.25% APY ⁷ on any Certificate Product

To open a Certificate, stop by any branch location or give us a call at 719.593.8600 | 800.223.1983

Make sure to mention promo code: NEWCHK25

Find A Location Near You

Twelve Months of Interest Refunded on a Personal Loan ⁸

Rates as low as 10.99% APR ⁹
No maximum loan amount
Refund deposited into savings account within 30 days after 12th monthly payment

Apply Now

First-Time Homebuyer Program

With down payments as low as 1%, affordable homeownership is within reach!

Program Details

Flexible Down Payment Options - Choose from 1%, 2%, or 3% down payment options*
No Mortgage Insurance - Say goodbye to additional insurance costs
Gifted Funds Accepted - Utilize gifted funds to assist with your home purchase

Let Your Journey Begin!

Explore More^*

Couple using laptop

You Deserve More. Get Up To $3,090^¹⁰Back

Cash Back Checking Sign Up Bonus

$250 ¹

Cash Back Checking Reward

^$300 ³

Certificate Average Earnings

^$81^¹¹

Mortgage Average Savings

^$1,273^¹²

Personal Loan Average Refund

^$1,186^⁸

Disclosures

¹ To receive the $250 bonus, open a Cash Rewards Checking account or a Cash Back Rewards Checking account and: (a) deposit $200; (b) have your direct deposit post to your account; (c) post and clear one non-ATM transaction with your Visa® Debit Card within 45 days of account opening. Bonus will be credited into your rewards checking account within 2 business days after meeting the requirements. Offer valid on personal accounts only and limited to 1 account per member. Bonus is considered taxable income. Must mention offer at time of account opening for bonus eligibility. Offer not valid for current Rewards Checking account holders or members with accounts closed within the past 180 days. Accounts closed within 180 days of account opening will be charged a $25 early closure fee. Cannot be combined with another checking account offer or used for an existing checking account. Offer availability subject to change. Restrictions and requirements apply. Must be a Colorado resident to qualify.

² Examples of qualifying direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, Zelle® transactions, ATM, or the AACU mobile app are ineligible direct deposits.

³ Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Back Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. You will receive 10.00% cash back on up to a total of $250.00 debit card purchases that post and clear to the account during the qualifying monthly periodic statement cycle. A maximum of $25.00 cash back may be earned per monthly periodic statement cycle. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change.

⁴ Annual Percentage Yield (APY) effective 06/20/2026. Accurate as of the last dividend declaration date.

⁵ Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change.

⁶ Must be approved for a qualifying mortgage product to receive rate reduction. Offer applies to 1st mortgages only. First-Time Homebuyer Mortgage does not qualify for this offer. Other restrictions and requirements may apply. Ask a mortgage loan officer for details. Subject to approval. Equal Housing Lender.

⁷ APY=Annual Percentage Yield. $500 minimum balance required to earn dividends. 6 month to 60 month terms available. Fees may reduce earnings. Early withdrawal penalties apply. Rates subject to change.

⁸ Average annual interest refunded calculated based on an average loan balance of $10,552 at an average rate of 11.24% APR. In order to receive the interest refund, You must make your first 12 scheduled monthly payments on time (within the grace period stated in your loan disclosure). First payment due within 45 days of date of loan disbursement. Any late or missed payments will result in interest not being refunded. Restrictions and requirements apply. Subject to approval. We do business in accordance with the Equal Credit Opportunity Act.

⁹ APR=Annual Percentage Rate. Rates may vary depending on applicant’s creditworthiness and term of loan. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 48 monthly payments of $25.84 per $1,000.00 borrowed at 10.99% APR. Rates and terms are subject to change without notice. Restrictions and requirements apply. Subject to approval. We do business in accordance with the Equal Credit Opportunity Act.

¹⁰ Estimated annual value based on utilizing and maximizing all Select Employee Group special offers.

¹¹ Average annual certificate earnings based on an average certificate balance of $32,400, as of 2/28/2026. The annual rate increase savings is calculated based on an average certificate balance of $32,400.

¹² Average annual savings based on 30-year 1st mortgage products funded from January, 2025 to December, 2025. The annual rate reduction savings is calculated based on an average loan amount of $508,555.

Limited Time Offer. Subject To Change.

School District Exclusive Offers