SEG Offer

¹ Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Back Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. You will receive 10.00% cash back on up to a total of $250.00 debit card purchases that post and clear to the account during the qualifying monthly periodic statement cycle. A maximum of $25.00 cash back may be earned per monthly periodic statement cycle. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change.

² Must be 18 and older to qualify. Down payments are examples only and do not include closing costs, prepaid interest, taxes and homeowners’ insurance. Down payment amount and mortgage loan amount will vary based on purchase price amount, credit score and income. Payment example on a loan amount of $355,410: 360 monthly payments of $2,217.30 at 6.436% APR which includes a down payment of 1%, purchase price $359,000. Estimated closing costs of $5,397.00. Pre-paid interest, taxes and homeowners’ insurance are not included in closing costs or payment example and can vary. An AACU rewards checking account is required with direct deposit to qualify. Membership requirements apply. Restrictions and requirements apply. Program subject to change. Equal Housing Lender. Air Academy Federal Credit Union: NMLS #454287.

³ The 0% introductory APR applies to purchases and balance transfers and is valid for the first 18 billing cycles if account is approved and opened by January 31, 2025. The 0% introductory APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 18 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 14.25% - 17.99% based on your creditworthiness. The variable APR for Cash Advances is 17.99%. Cash Advance fee: 3% of each advance amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $10 minimum. Balance transfers post as cash. Annual fee: $0. Foreign Transaction fee: $0. Subject to approval. We will not process any balance transfer requests that are from any other account or loan that We (Air Academy Federal Credit Union, DBA Air Academy Credit Union) previously issued.