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¹ To receive the $250 bonus, open a Cash Rewards Checking account or a Cash Back Rewards Checking account and: (a) deposit $200; (b) have your direct deposit post to your account; (c) post and clear one non-ATM transaction with your Visa® Debit Card within 90 days of account opening. Bonus will be credited into your rewards checking account within 60 business days after meeting the requirements. Offer valid on personal accounts only and limited to 1 account per member. Bonus is considered taxable income. Must mention offer at time of account opening for bonus eligibility. Offer not available for existing Rewards Checking account holders, or members with accounts closed within the past 180 days or closed with a negative balance within the last three years, or any individual who has previously received an AACU checking reward and/or bonus. Accounts closed within 180 days of account opening will be charged a $25 early closure fee. Cannot be combined with another checking account offer or used for an existing checking account. Offer availability subject to change. Restrictions and requirements apply. Must be a Colorado resident to qualify.

² Examples of qualifying direct deposits include, but are not limited to: payroll, Social Security, pension and government benefits. Deposits made through a teller, Zelle® transactions, ATM, or the AACU mobile app are ineligible direct deposits. Direct deposit must be recurring and must total at least $1,500 within the first 90 days of account opening.

³ Promotional rate is a temporary fixed-rate and applies only if a minimum $10,000 Home Equity Line of Credit advance is completed at time of loan closing. Promotional rate will apply to future advances from the date of closing until 12 months thereafter. After 12 months from the date of loan closing the promotional rate will revert to the applicable rate as stated in the Home Equity Line of Credit Agreement. Rates may vary after account is opened. Rates are adjusted on the first day of the month following a change in the Prime Rate, as published in the Wall Street Journal. The Prime Rate in effect on 12/18/2024, is 7.50%. To qualify for promotional rate, a new Home Equity Line of Credit must have a completed application April 1, 2025 through August 31, 2025. Offer subject to change at any time without notice.

⁴ APR=Annual Percentage Rate. APR for this loan type is 6.039%. Rate with approved credit. Terms and rates may change at any time without notice. Rates apply to Conventional 1st mortgages. Closing costs apply and range from $2,500-$5,000 depending on circumstances which do not include rate buy-down or escrows. Minimum loan amount is $40,000. Maximum loan-to-value ratio is 80%. Payment example: 360 payments of $2,395.73 at an interest rate of 5.99% based on an average $400,000 loan balance. Monthly payment amount displayed includes principal and interest only. Payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. Other restrictions and requirements may apply. Membership requirements apply. Ask a mortgage loan officer for details. Closing costs do not include buydown, escrow, and subordination agreement fees.

⁵ APR=Annual Percentage Rate. APR for this loan type is 6.539%. Rate with approved credit. Terms and rates may change at any time without notice. Rates apply to Conventional 1st mortgages. Closing costs apply and range from $2,500-$7,500 depending on circumstances which do not include rate buy-down or escrows. Minimum loan amount is $40,000. Maximum loan-to-value ratio is 80%. Payment example: 360 payments of $5,266.05 at an interest rate of 6.49% based on an average $834,000 loan balance. Monthly payment amount displayed includes principal and interest only. Payment amount does not include homeowner’s insurance or property taxes which must be paid in addition to your loan payment. Other restrictions and requirements may apply. Membership requirements apply. Ask a mortgage loan officer for details. Closing costs do not include buydown, escrow, and subordination agreement fees.

All offers subject to change. Restrictions and requirements apply. Membership requirements apply. Offers valid to Castle Rock residents. Air Academy Credit Union: NMLS#454287.