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Local 225

 

Earning $225 is Easy!

Open a new Free Rewards Checking account and complete the following within 45 days from account opening:

  • Deposit $200
  • Make 1 debit card transaction
  • And have your direct deposit post to your account
  • That's it!

 

 

Find your Rewards Checking Account!

 

Cash Back Rewards Checking

Earn 10.00% cash back on everyday purchases 2

  • Earn up to $300 cash back per year or $25 per month 2
  • Get refunds on ATM withdrawal fees, nationwide 2
  • 24/7 account access with free online and mobile banking, free online bill pay, and free eStatements
  • No minimum balance to earn rewards, no minimum deposit to open

Open Now   

 

 

Cash Rewards Checking

Earn 1.25% APY 3  on balances up to $15,000 4

  • Earn high rates, paid each month
  • Get refunds on ATM withdrawal fees, nationwide 4
  • 24/7 account access with free online and mobile banking, free online bill pay and free eStatements
  • No minimum balance to earn rewards, no minimum deposit to open

Open Now 

 

 

Prefer to open your account in person?

No problem! You can open an account at any branch location using offer code: Local225.

Find A Branch

 

 

 

First-Time Homebuyer Program

With down payments as low as 1%, affordable homeownership is within reach!

Program Details

  • Flexible Down Payment Options - Choose from 1%, 2%, or 3% down payment options*
  • No Mortgage Insurance - Say goodbye to additional insurance costs
  • Gifted Funds Accepted - Utilize gifted funds to assist with your home purchase

Let Your Journey Begin!

Explore More*

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Disclosures

1 To receive the $225 bonus, open a Cash Rewards Checking account or a Cash Back Rewards Checking account and: (a) deposit $200; (b) have your direct deposit post to your account; (c) post and clear one non-ATM transaction with your debit Mastercard® within 45 days of account opening. Bonus will be credited into your rewards checking account within 2 business days after meeting the requirements. Offer valid on personal accounts only and limited to 1 account per member. Bonus is considered taxable income. Must mention offer at time of account opening for bonus eligibility. Offer not valid for current Rewards Checking account holders or members with accounts closed within the past 180 days. Accounts closed within 180 days of account opening will be charged a $10 early closure fee. Cannot be combined with another checking account offer or used for an existing checking account. Offer subject to change without notice. Restrictions and requirements apply. Must be a Colorado resident to qualify.

2 Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Back Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. You will receive 10.00% cash back on up to a total of $250.00 debit card purchases that post and clear to the account during the qualifying monthly periodic statement cycle. A maximum of $25.00 cash back may be earned per monthly periodic statement cycle.

3 Annual Percentage Yield (APY) effective 07/17/2024. Accurate as of the last dividend declaration date.

4 Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change. 

Offer expires 12/31/2024.