Visa® Platinum Card
Get 0% introductory APR for the first 12 billing cycles on qualifying purchases and balance transfers made within 90 days of account opening.* Plus, enjoy no annual fee and convenient card controls through online and mobile banking.
Card Benefits
A straightforward credit card with an introductory APR offer, no annual fee, and convenient tools for everyday purchases.
- 0% introductory APR on qualifying purchases made within 90 days of account opening, for the first 12 billing cycles.*
- 0% introductory APR on qualifying balance transfers made within 90 days of account opening, for the first 12 billing cycles.*
- 12.00% to 17.99% variable APR on purchases and balance transfers after the introductory period, based on creditworthiness at account opening.*
- No annual fee
- 24/7 support
Card Features Inside Online
Visa® Platinum Card - AACU Visa® Platinum Card FAQs
No, the Visa® Platinum Card carries a $0 annual fee, keeping the cost of everyday use straightforward.
Yes, you can add your card to your mobile wallet for contactless, secure purchases anywhere mobile payments are accepted.
*The 0% introductory APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer, offer subject to change without notice. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 12.00% -17.99% based on your creditworthiness. The variable APR for Cash Advances is 17.99%. Cash Advance fee: 3% of each advance amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $10 minimum. Balance transfers post as cash. Annual fee: $0. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Subject to approval. We will not process any balance transfer requests that are from any other account or loan that We (Air Academy Federal Credit Union, DBA Air Academy Credit Union) previously issued.
Late payments or going over the credit limit may damage your credit history.
The creditor and issuer of these credit cards is Air Academy Credit Union, pursuant to a license from Visa® U.S.A. Inc.
Visa® is a trademark owned by Visa International Service Association and used under license.