Card Benefits
Earn rewards across everyday spending categories while enjoying an introductory APR offer, no annual fee, and convenient card features.
- 0% Introductory APR for the first 12 billing cycles on purchases made within 90 days of account opening*
- 0% Introductory APR on balance transfers made within 90 days of account opening for the first 12 billing cycles*
- Variable APR of 14.00% - 17.99% for purchases and balance transfers, based on your creditworthiness at the time your account is opened.*
- Redeem points for cash, merchandise, or travel1
- No annual fees and no foreign transaction fees
- 24/7 support
- Travel and emergency services
Earn more points on the purchases that are already part of your everyday life, from groceries and gas to dining and Colorado adventures. Every eligible purchase earns at least 1.5 points per $1.
See how the rewards add up below.
To Learn More About Rewards, click here.
- 4 points per $1 spent
Eligible Colorado Living purchases, including sports tickets, concert tickets, camping, and more.
- 3 points per $1 spent
Eligible dining, delivery, and streaming purchases.
- 2 points per $1 spent
Eligible gas and grocery purchases.
- 1.5 points per $1 spent
All other eligible purchases.
Card Features Inside Online
Visa® Signature Rewards Card - AACU Visa Signature Rewards FAQs
The Visa® Signature Rewards Card earns 4 points per dollar on Colorado Living purchases, 3 points on dining and streaming, 2 points on gas and groceries, and 1.5 points on everything else. Points redeem for cash, merchandise, or travel. Compare Visa Platinum Card if you'd rather skip rewards for a lower rate.
The Visa® Signature Rewards Card includes travel and emergency services alongside no foreign transaction fees, making it a strong option for members who travel internationally. Points can also redeem toward travel bookings. Check your eligibility before applying for this card.
AACU Visa® Signature Rewards Card offers 0% introductory APR for the first 12 billing cycles on both purchases and balance transfers made within the first 90 days of account opening. Confirm current promotional terms before applying. Compare Personal Credit Cards to see both AACU options side by side.
The Visa® Signature Rewards Card charges no foreign transaction fee, unlike AACU Visa Platinum Card, which carries a 3% fee on international purchases. This makes Signature Rewards the better fit for frequent travelers. Check your eligibility and apply for this card today.
*APR = Annual Percentage Rate. The 0% introductory APR applies to purchases and balance transfers made within 90 days of account opening and is valid for the first 12 billing cycles. Limited time offer, offer subject to change without notice. The introductory rate does not apply to cash advances. Thereafter, the APR may vary. The current undiscounted variable APR for Purchases and Balance Transfers is 14.00% - 17.99% based on your creditworthiness. The variable APR for Cash Advances is 17.99%. Cash Advance fee: 3% of each advance amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $10 minimum. Balance transfers post as cash. Annual fee: $0. Foreign Transaction fee: $0. Subject to approval. The creditor and issuer of these credit cards is Air Academy Credit Union, pursuant to a license from Visa® U.S.A. Inc. Visa® is a trademark owned by Visa International Service Association and used under license.
1 Reward points can be redeemed as Cash Back or through the Merchandise Mall at www.CURewards.com. Reward points redeemed as Cash Back will be in the form of a cash deposit to a checking or savings account, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).
3 AACU does not charge for the use of these services; however, additional charges may apply for Internet usage depending on your wireless carrier. Standard charges and/or message and data rates from your mobile service provider may apply. Please consult your wireless provider/mobile carrier for details on correlated rates and charges.
The CURewards® Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
Late payments or going over the credit limit may damage your credit history.
The creditor and issuer of these credit cards is Air Academy Credit Union, pursuant to a license from Visa® U.S.A. Inc.
Visa® is a trademark owned by Visa International Service Association and used under license.