What makes Air Academy Credit Union different from a traditional bank in Colorado Springs?

AACU is a not-for-profit, member-owned credit union. Profits return to members through lower fees and stronger rates instead of shareholder dividends. Every member holds a small ownership share, opened through a Primary Savings Account on day one. Check your eligibility and open a membership today.

Who can join Air Academy Credit Union?

Membership at AACU reaches far beyond military families. Educators, first responders, small-business owners, and residents connected to hundreds of local employer groups all qualify. Family members of current members qualify too. Review the full eligibility list and start your application in minutes from any device.

Where are Air Academy Credit Union branches located?

AACU branches sit across two regions: Colorado Springs, Monument, and the South Denver Metro area, including Parker, Castle Rock, and Highlands Ranch. Members also reach over 35,000 surcharge-free ATMs nationwide. Find your nearest branch or ATM and stop in for account help or a quick deposit.

Is my money safe with Air Academy Credit Union?

Deposits at AACU carry federal insurance through the NCUA, backed the same way FDIC insurance backs bank deposits. Coverage extends to at least $250,000 per depositor, per account type. Your savings, checking, and certificate balances stay protected. Open an account online and bank with confidence today.

How do I open an account with Air Academy Credit Union online?

Opening an account takes minutes through using our secure online application. You'll need a government ID, Social Security number, and an initial deposit to fund your new Primary Savings Account. Most applicants finish in one sitting. Explore our Rewards Checking accounts now!

Buy Now, Pay Later

More flexibility for the purchases you make using your AACU debit card. Login to online banking to explore your offers.

Plan Your Purchase

Plan ahead. Pay over time.
Get funds before making an eligible purchase, then repay the amount in scheduled payments.
Best For:
An upcoming purchase or expense you want to plan for.

Login To Plan a Purchase Login To Plan a Purchase - https://digital.aacu.com/AirAcademyCreditUnion/uux.aspx#/login Buy Now, Pay Later Plan Your Purchase
Split Your Payment

Already bought it? Split the cost.
Turn an eligible AACU debit card purchase into a smaller, scheduled payments to make managing your budget easier.
Best For:
A purchase you’ve already made with your debit card.

Login To Split a Purchase Login To Split a Purchase - https://digital.aacu.com/AirAcademyCreditUnion/uux.aspx#/login Buy Now, Pay Later Split Your Payment

- No credit check - no matter your credit score, we are here to help make your purchases easier
- No separate application - if you’re an AACU member, then you qualify
- Easy to manage - view your current purchases, active plans, and payments all in one place
- Know before you choose - review your payment amount, schedule, and terms before finalizing
- Log In - sign into AACU online or mobile banking
- View your offers - find buy now, pay later located under the Payments & Transfer drop-down menu. Explore what options are available based on your purchase history
- Choose your plan - select the purchase or offer that works best for you
- Review the details - See your payment amount, schedule, and terms before you finalize
- Manage your payments - Keep track of your plan right from online and mobile banking

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